Safe online banking
The beauty of online accounts is that you can monitor them almost in real time. That means you can catch crooks long before a statement arrives in the mail.
Don't use your account on an unknown computer. Unless you are sure a computer is secure, be wary of using a unknown computer. Computers can record pages viewed and keystrokes entered among other possible security violations. Granted, this will not be your experience on most computers, but be careful.
- Check Your Last Login Date. When you logon, your last logon date is displayed on the People's United Bank welcome page. Always check this date to ensure someone else is not using your account.
- Register Your Computer. Not only will this make logging on to your account quicker, it reduces the chance that the answers to your security questions will be compromised.
- Check your Email Alerts. Alerts will notify you about activity on your account. Review alerts immediately can protect against fraudulent activity on your account.
- Enroll into E-Statements. Receive your statements electronically. Paper statements can divulge your financial information if stolen from your mailbox.
- Review Account Activity. Review your online accounts for any transactions you did not initiate. Early detection may prevent large losses.
Don't use your computer at work. Even if it's on your lunch hour and on your own time, employers can monitor computer usage and even typing (although most don't). While your company might not care how much money is in your accounts, those who are paid to monitor Internet and email use will also have access to this information. You can use your computer at work, just be aware of the risks.
Shred or securely store your paper bank statements. One of the advantages of online banking is that your records are stored securely online. However, if your financial institution sends you monthly statements about your account or another account you have with them, be aware that these statements can include log-in information as well as account numbers that can be used to access your account. You should shred these documents when you are done with them or store them in a secure place.
Understand security and online banking. You have taken a good first step by reviewing the information on this site and this list of security measures that you can take, but make sure you continue to be aware of the security measures your financial institution employs.
- Use a good password. Learn more here