Identity theft letter to a debt collector Quiz

1. What is the main purpose of the letter in the article?

A. To request a loan from the credit collection company. B. To inform the company about identity theft and request cessation of collection proceedings. C. To apply for a new credit card.

2. Which act is mentioned in the letter that protects consumers from unfair debt collection practices?

A. Fair Credit Reporting Act B. Fair Debt Collection Practices Act C. Consumer Protection Act

3. What document is enclosed with the letter to prove the identity theft?

A. A copy of the victim's credit report B. A copy of the Identity Theft Report C. A copy of the victim's bank statement

4. What does the letter request the credit collection company to do regarding the business where the account was opened?

A. Notify the business that the debt is the result of identity theft. B. Request the business to increase the credit limit. C. Ask the business to close the account permanently.

5. What type of records does the letter request from the credit collection company?

A. Records of all transactions made by the victim in the past year. B. Copies of all records relating to the fraudulent account. C. A list of all businesses the victim has accounts with.