Fraud alerts and how they work Quiz

1. What is the primary purpose of a Fraud Alert?

A. To prevent third parties from viewing your credit file. B. To alert creditors to take extra steps to verify the legitimacy of a credit request. C. To lock down your credit file completely.

2. How long does an Initial Fraud Alert last?

A. 30 days B. 90 days C. 1 year

3. What is a key difference between a credit freeze and a fraud alert?

A. A credit freeze allows creditors to access your credit file. B. A fraud alert requires creditors to verify your identity before accessing your credit file. C. A credit freeze is temporary, while a fraud alert is permanent.

4. Which type of fraud alert is designed for military personnel?

A. Initial Fraud Alert B. Extended Fraud Alert C. Active Duty Military Alert

5. What is required to 'thaw' a Security Freeze?

A. A payment to the credit bureau. B. A secret code similar to a PIN number. C. A call to the credit bureau every 90 days.

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